What is a mortgage pre-approval?

A pre-approval is a preliminary assessment of your borrowing capacity. It gives you a maximum amount you can borrow and a guaranteed rate for a set period, usually 90 to 120 days.

What is the difference between fixed and variable rates?

A fixed rate stays constant throughout the term, offering payment stability. A variable rate fluctuates with the Bank of Canada's key rate, potentially more advantageous but with more risk.

How much down payment do I need?

In Canada, the minimum down payment is 5% for properties under $500,000, 10% for the portion between $500,000 and $1M, and 20% for properties over $1M. I can help you explore your options.

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Etienne Fleury

Mortgage broker

I support my clients at every stage of their real estate project to find the most advantageous financing solution, tailored to their situation and goals.

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(438) 468 1123

etienne.fleury@multi-prets.ca

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Etienne Fleury